Finance Your Next Ride

Apply online in minutes. Multiple lenders. All credit types welcome. Our finance team will reach out to walk you through your options.

Apply now →Estimate my payment ↓Finance Department(916) 784-2500

Why Roseville Powersports

Ride now. Pay monthly.

We work with multiple lenders to find your options
All credit types welcome — first-time, recovering, or prime
Finance parts, gear, and extended coverage in one payment
Friendly, no-pressure finance team
Serving Roseville and the greater Sacramento area

Finance Hours: Tues–Sat, 9am – 6pm

Multiple
Lenders we work with
All Credit
Types welcome to apply
One Payment
For ride + parts + coverage

How it works

Three steps to your next ride.

Three simple steps between you and your next ride.

1. Apply Online

Complete our secure online credit application and our finance team will follow up to discuss your situation.

2. Review Options

We work with multiple lenders to help find the rate and term that best fit your budget.

3. Ride Out

Come in, sign, and roll out on your new Can-Am, Sea-Doo, Ski-Doo, or Lynx.

Payment calculator

Estimate Your Payment

Play with the numbers to see what your monthly payment could look like. Example rate shown — your actual rate will depend on credit approval and lender terms.

Vehicle Price$20,000

$2,000$80,000

Down Payment$2,000

$0$10,000

Loan Term60 mo

24 mo84 mo

Interest Rate (APR)7.99%

2.00%18.00%

Estimated Monthly Payment

$365/mo

Amount financed: $18,000
Total of payments: $21,893

Apply at This Payment

For illustrative purposes only. Figures are not a loan offer and do not include taxes, fees, or dealer charges. Actual rate, term, amount financed, and monthly payment depend on credit approval, down payment, vehicle, and lender terms. Contact our finance department for a personalized quote.

Before you apply

What You'll Need

Have these handy before you apply to keep things moving quickly.

Valid government-issued photo ID (driver's license)
Social Security number
Current residence address and length of stay
Employer name, income, and years employed
Vehicle you're interested in (if known)
Co-applicant info (optional but can improve terms)

Have questions?

Talk to the finance desk.

Call our finance department directly. We'll walk you through the process, answer anything you're unsure about, and never pressure you into a decision.

Finance Department

(916) 784-2500 Text us instead →

Tue – Sat · 9:00am – 6:00pm
Sun & Mon · Closed

Send a Message →

FAQ

Common Questions

What if my credit isn't perfect?

We work with multiple lenders and have helped customers with a wide range of credit histories. The best way to know your options is to apply and let our finance team review it with you.

How much do I need for a down payment?

Down payment requirements vary by lender, program, and vehicle. A larger down payment typically means a lower monthly payment and may help you qualify for better terms. Our finance team will walk you through the options.

How long are loan terms?

Loan terms depend on the vehicle, amount financed, and lender program you qualify for. We'll show you the options available to you so you can pick what fits your budget.

Can I finance gear, parts, or an extended service plan?

Yes — helmets, accessories, extended coverage, and dealer-installed upgrades can often be rolled into your financing so you ride out fully equipped.

Do you work with active military or first responders?

If you serve, we serve. Ask about our military and first-responder programs when you contact our team.

What's the best way to get started?

Fill out the application below or give us a call. Our finance team will reach out to walk through your situation, answer any questions, and present the options that fit you best.

Apply online

Start Your Application

Apply online through our secure credit application. It only takes a few minutes, and our finance team will follow up to walk you through your options.